Disclosure Document

Research Analyst Information

Key Personnel & Qualifications

Name	Designation	Qualification	Experience
Mr. Subir Singh	Principal Officer / Compliance Officer	NISM Certified (Series XV - Research Analyst)	8+ years in Research & Analytics

Nature of Services Offered

Service	Description	Delivery Mode
Research Reports	Comprehensive research reports on equity securities covering fundamental and technical analysis	Digital (Email/Platform)
AI/ML Based Analysis	Technology-driven portfolio risk analysis, market event analysis, and predictive insights	Online Platform
Investment Recommendations	Buy/Sell/Hold recommendations with target prices, stop-losses, and time horizons	Digital (Email/Platform/SMS)
Portfolio Risk Management	Risk assessment, stress testing, and mitigation strategies for investment portfolios	Online Platform
Economic Event Analysis	Impact analysis of economic events on securities and sectors	Digital (Email/Platform)

Fee Structure

Service Plan	Duration	Fee (Excl. GST)	Fee (Incl. 18% GST)
Standard Subscription	Monthly	₹3,200	₹3,776
Quarterly Plan	3 Months	₹9,000	₹10,620
Annual Plan	12 Months	₹32,000	₹37,760

Conflict of Interest Disclosures

As per SEBI Research Analyst Regulations, 2014, we hereby disclose the following:

1. Holdings Disclosure

Disclosure Item	Status
Whether the Research Analyst or its associates have any financial interest in the subject company	Will be disclosed in each research report
Whether the Research Analyst or its associates have actual/beneficial ownership of 1% or more securities of the subject company	Will be disclosed in each research report
Whether the Research Analyst or its associates have received any compensation from the subject company in past 12 months	No
Whether the Research Analyst or its associates have managed or co-managed public offering of securities for the subject company	No
Whether the Research Analyst or its associates have received compensation for investment banking services from the subject company	No
Whether the Research Analyst or its associates have served as officer/director/employee of the subject company	No

2. General Disclosures

• We do not have any material conflict of interest at the time of publication of research reports
• We have not received any compensation from the subject companies in the past twelve months
• We do not serve as officers, directors or employees of the subject companies
• We do not have any financial interest in the subject companies unless specifically disclosed
• Our research recommendations are based on merit and are independent of any business relationship

Risk Disclosures

Key Risks

• Market Risk: Securities prices can be volatile and may decline due to market conditions
• Liquidity Risk: Some securities may be difficult to sell at desired prices
• Credit Risk: Issuers may default on their obligations
• Interest Rate Risk: Changes in interest rates can affect security prices
• Regulatory Risk: Changes in regulations can impact investments
• Model Risk: AI/ML models are based on historical data and may not predict future performance accurately

Past Performance Disclaimer

Past performance is not indicative of future results. Historical returns, expected returns, or probability projections may not reflect actual future performance.

No Guarantee

Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

AI/ML Technology Disclosures

PredictRAM uses artificial intelligence and machine learning technologies. Please note:

• AI/ML models are trained on historical data and patterns
• Model predictions may not account for unprecedented events or black swan scenarios
• Technology outputs should be used as one of many inputs for investment decisions
• Human oversight and judgment are applied to all AI-generated insights
• Models are regularly validated and updated but cannot guarantee accuracy
• Users should not rely solely on AI/ML outputs for investment decisions

Regulatory Compliance

• SEBI (Research Analysts) Regulations, 2014: We are registered and compliant with all provisions
• SEBI Circulars: We comply with all applicable SEBI circulars and guidelines
• Data Protection: We follow data protection best practices and maintain client confidentiality
• Anti-Money Laundering: We have AML/KYC procedures in place
• Record Keeping: We maintain all required records as per regulations

Investor Grievance Redressal

Level	Contact	Timeline
Level 1: Customer Support	support@predictram.com	24-48 hours
Level 2: Compliance Officer	Mr. Subir Singh - subir@predictram.com	7 business days
Level 3: SEBI SCORES	scores.sebi.gov.in	30 days
Level 4: ODR Portal	smartodr.in	As per ODR process

Document Information

Document Version	1.0
Effective Date	December 28, 2024
Last Updated	December 28, 2024
Review Frequency	Annual or upon material changes

This disclosure document is prepared in compliance with SEBI (Research Analysts) Regulations, 2014 and subsequent amendments. For any clarifications, please contact us at support@predictram.com.