Privacy Policy

  • Last Revised : 4th March, 2021
Overview :

All information collected from Users, such as registration and credit card information, is subject to PredictRAM’s Privacy Policy which is available at Privacy Policy.

User Conduct :

Users agree to abide by these Terms and Conditions and all other rules, regulations and terms of use of the Website. In the event User does not abide by these Terms and Conditions and all other rules, regulations and terms of use, PredictRAM may, at its sole and absolute discretion, take necessary remedial action, including but not limited to:

  • Restricting, suspending, or terminating any User's access to all or any part of PredictRAM.com's Amusement Facilities.
  • Deactivating or deleting a User's account and all related information and files on the account. Any amount remaining unused in the User's Game account or Winnings Account on the date of deactivation or deletion shall be transferred to the User's bank account on record with PredictRAM subject to a processing fee (if any) applicable on such transfers as set out herein. or
  • Refraining from awarding any prize(s) to such User.

Users agree to provide true, accurate, current and complete information at the time of registration and at all other times (as required by PredictRAM). Users further agree to update and keep updated their registration information.

Users agree to ensure that they can receive all communication from PredictRAM by marking e-mails from PredictRAM.com as part of their 'safe senders' list. PredictRAM shall not be held liable if any e-mail remains unread by a User as a result of such e-mail getting delivered to the User’s junk or spam folder.

Any password issued by PredictRAM to a User may not be revealed to anyone else. Users may not use anyone else's password. Users are responsible for maintaining the confidentiality of their accounts and passwords. Users agree to immediately notify PredictRAM of any unauthorized use of their passwords or accounts or any other breach of security.

Users agree to exit/log-out of their accounts at the end of each session. PredictRAM shall not be responsible for any loss or damage that may result if the User fails to comply with these requirements.

Users agree not to use cheats, exploits, automation, software, bots, hacks or any unauthorised third party software designed to modify or interfere with PredictRAM.com Amusement Facilities and/or PredictRAM experience or assist in such activity.

Users agree not to copy, modify, rent, lease, loan, sell, assign, distribute, reverse engineer, grant a security interest in, or otherwise transfer any right to the technology or software underlying PredictRAM.com or Amusement Facilities.

Users agree that without PredictRAM’s express written consent, they shall not modify or cause to be modified any files or software that are part of PredictRAM.com's Amusement Facilities.

Users agree not to disrupt, overburden, or aid or assist in the disruption or overburdening of (a) any computer or server used to offer or support PredictRAM.com or the Amusement Facilities (each a “Server”); or (2) the enjoyment of PredictRAM.com's Amusement Facilities by any other User or person.

Users agree not to institute, assist or become involved in any type of attack, including without limitation to distribution of a virus, denial of service, or other attempts to disrupt PredictRAM.com's Amusement Facilities or any other person’s use or enjoyment of PredictRAM.com's Amusement Facilities

. Users shall not attempt to gain unauthorised access to the User accounts, Servers or networks connected to PredictRAM.com's Amusement Facilities by any means other than the User interface provided by PredictRAM, including but not limited to, by circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person to circumvent or modify, any security, technology, device, or software that underlies or is part of PredictRAM.com's Amusement Facilities.

Without limiting the foregoing, Users agree not to use PredictRAM.com for any of the following:

  • To engage in any obscene, offensive, indecent, racial, communal, anti-national, objectionable, defamatory or abusive action or communication;
  • To harass, stalk, threaten, or otherwise violate any legal rights of other individuals;
  • To publish, post, upload, e-mail, distribute, or disseminate (collectively, “Transmit”) any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful content;
  • To Transmit files that contain viruses, corrupted files, or any other similar software or programs that may damage or adversely affect the operation of another person's computer, PredictRAM.com, any software, hardware, or telecommunications equipment;
  • To advertise, offer or sell any goods or services for any commercial purpose on PredictRAM.com without the express written consent of PredictRAM;
  • To Transmit content regarding services, products, surveys, contests, pyramid schemes, spam, unsolicited advertising or promotional materials, or chain letters;
  • To advertise, offer or sell any goods or services for any commercial purpose on PredictRAM.com without the express written consent of PredictRAM;
  • To Transmit content regarding services, products, surveys, contests, pyramid schemes, spam, unsolicited advertising or promotional materials, or chain letters;
  • To download any file, recompile or disassemble or otherwise affect our products that you know or reasonably should know cannot be legally obtained in such manner;
  • To falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or the source of software or other material;
  • To restrict or inhibit any other user from using and enjoying any public area within our sites;
  • To collect or store personal information about other Users;
  • To interfere with or disrupt PredictRAM.com, servers, or networks;
  • To impersonate any person or entity, including, but not limited to, a representative of PredictRAM, or falsely state or otherwise misrepresent User’s affiliation with a person or entity;
  • To forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through PredictRAM.com or to manipulate User’s presence on PredictRAM.com(s);
  • To take any action that imposes an unreasonably or disproportionately large load on our infrastructure;
  • To engage in any illegal activities. You agree to use our bulletin board services, chat areas, news groups, forums, communities and/or message or communication facilities (collectively, the “Forums”) only to send and receive messages and material that are proper and related to that particular Forum.

a User chooses a username that, in PredictRAM’s considered opinion is obscene, indecent, abusive or that might subject PredictRAM to public disparagement or scorn, PredictRAM reserves the right, without prior notice to the User, to change such username and intimate the User or delete such username and posts from PredictRAM.com, deny such User access to PredictRAM.com, or any combination of these options.

Unauthorized access to PredictRAM.com is a breach of these Terms and Conditions, and a violation of the law. Users agree not to access PredictRAM.com by any means other than through the interface that is provided by PredictRAM for use in accessing PredictRAM.com. Users agree not to use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, or copy any part of our sites, except those automated means that we have approved in advance and in writing.

Use of PredictRAM.com is subject to existing laws and legal processes. Nothing contained in these Terms and Conditions shall limit PredictRAM’s right to comply with governmental, court, and law-enforcement requests or requirements relating to Users’ use of PredictRAM.com.

Users may contact Support@PredictRAM.com with problems or questions, as appropriate.

Persons below the age of eighteen (18) years are required to seek permission or consent from their parents or legal guardians before furnishing data, participating or entering on PredictRAM.com or the Amusement Facilities or inter alia, in the contest, uploading pictures, playing games or being part, directly or indirectly, of any activity on PredictRAM.com. Entry to PredictRAM.com without consent from parent/s or legal guardian and consequent participation in any activity on PredictRAM Website is not permitted and such person is subject to disqualification at the sole and absolute discretion of PredictRAM, whenever it comes to the knowledge of PredictRAM.

PredictRAM believes that parents should supervise their children's online activities and consider using parental control tools available from online services and software manufacturers that help provide a child-friendly online environment. These tools can also prevent children from disclosing online their name, address and other personal information without parental permission.

Although persons below the age of 18 years are allowed to use certain Amusement Facilities on the PredictRAM.com with the consent of their parent/s or legal guardians, they may not (where expressly stated in the rules of the Contest) participate in Contest(s) hosted by PredictRAM.

PredictRAM may not be held responsible for any content contributed by Users on the PredictRAM.com.

Registration :

In order to register for the Contest(s), Participants are required to accurately provide the

following information: Full Name

E-mail address

Password

Contact Number

Participants are also required to confirm that they have read, and shall abide by, these Terms and Conditions.

In the event a Participant indicates, while entering an address, that he/she is a resident of either Assam or Orissa, such Participant will not be permitted to proceed to sign up for any round in the paid version of the Contest as described below.

Once the Participants have entered the above information, and clicked on the “register” tab, and such Participants are above the age of 18 years, they are sent an email confirming their registration and containing their login information.

Legality of Game of Skill :

Games of skill are legal, as they are excluded from the ambit of Indian gambling legislations including, the Public Gambling Act of 1867.The Indian Supreme Court in the cases of State of Andhra Pradesh v. K Satyanarayana (AIR 1968 SC 825) and KR Lakshmanan v. State of Tamil Nadu (AIR 1996 SC 1153) has held that a game in which success depends predominantly upon the superior knowledge, training, attention, experience and adroitness of the player shall be classified as a game of skill.

The Contest described above is a game of skill as success of Participants depends primarily on their superior knowledge of the game of Stocks,fundamentals,technicals statistics, knowledge of Sectors, relative form, stocks, performance in a particular territory, conditions and/or format (such as intraday and long terms), attention and dedication towards the Contest and adroitness in playing the Contest. The Contest also requires Participants to field a well-balanced side with limited resources and make substitutions at appropriate times to gain the maximum points.

By participating in this Contest, each Participant acknowledges and agrees that he/she is participating in a game of skill.

Taxes

All prizes shall be subject to deduction of tax (“TDS”) as per the Income Tax Act 1961. Winners will be provided TDS certificates in respect of such tax deductions. The Winners shall be responsible for payment of any other applicable tax, including but not limited to, income tax, gift tax, etc. in respect of the prize money.

General

The Contests are for entertainment purposes only. The site is limited to personal, non-commercial use and the content contained therein may not be copied, modified, duplicated or distributed in any form or for any reason without the express written consent of PredictRAM.com. This Participant Agreement is subject to changes by PredictRAM.com without prior notice. PredictRAM.com reserves the right to cancel the Contests at any time, without prior notice, for any reason. Data provided on this site may be delayed as specified by financial exchanges information providers. PredictRAM.com and its vendors believe their data and text services to be reliable but accuracy is not warranted or guaranteed.

No Investment Advice by PredictRAM.com :

We are not investment advisory services, nor are they registered investment advisors or broker-dealers and do not purport to tell or suggest which securities customers should buy or sell for themselves. The analysts, employees, and/or affiliates of the Company may hold positions in the stocks or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities. The Company, the authors, the publisher, and all affiliates of Company assume no responsibility or liability for your trading and investment results. Factual statements on the Company's website, or in its publications, are made as of the date stated and are subject to change without notice.

It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable or that they will not result in losses. Past results of any individual trader or trading system published by Company are not indicative of future returns by that trader or system, and are not indicative of future returns which be realized by you. In addition, the indicators, strategies, columns, articles and all other features of Company's products (collectively, the "Information") are provided for informational and educational purposes only and should not be construed as investment advice. Examples presented on Company's website are for educational purposes only. Such set-ups are not solicitations of any order to buy or sell. Accordingly, you should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. You should always check with your licensed financial advisor and tax advisor to determine the suitability of any investment.

Company names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners and the owners retain all legal rights. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by the Company.

We believe that all individuals, employees, customers, investors and shareholders create value with everything we do. Our goal is to work together to elevate each other's potential and increase their value no matter the subject area and without prejudice. When we work together to help people rise in their potential, we will make the world a more inclusive, brighter and wonderful place. We believe that everyone, employees, customers, investors and shareholders should share in our successes, no matter how big or small. We will create an organization, movement and philosophy that stands the test of time; that will make any individual proud to be connected to the success of realizing our vision.

We must be impactful in a socially responsible and authentic manner. It is not enough to “do no evil we strive to create relationships and products that are beneficial and accountable to society by being conscious of the impact we make with our actions, words and deeds. Our success depends on creating technologies, processes, methodology, services and products that are not just “okay” but change the way we look at the world and drive forward our understanding of our world.

Whether between employees or with our customers and partners, every relationship we build creates value and makes that relationship a stakeholder in our success. Honest, open communication creates lasting relationships through which we can realize our vision and change the world. Whether it is realizing a squirrel revolt or eating more pie than anyone else, we won't be afraid to have fun. We will embrace our imagination to create compelling relationships, stories, networks and technology that is enjoyable as well as profitable.

Promotional Terms

BEFORE REGISTERING WITH US, YOU SHOULD CAREFULLY READ AND REVIEW THE TERMS PROVIDED ON RUMMYCIRCLE SITE WHICH ARE APPLICABLE TO ALL SERVICES ON THE WEBSITE AND ALSO THE PRODUCT-SPECIFIC CONDITIONS AND RULES APPLICABLE TO SPECIFIC OFFERINGS.

Vote n cash

As a promotional activity we offering our users real cash for collecting votes on poll created by them.

Minimum Eligibility

Poll should be in a clear language and easy to understand for users

Must have image or link on image

Minimum 30 votes on each votes will be eligible for cash. Below 30 votes will be trated as 0.

Reffer n cash

Flat Rs 10 cash for each reffer

Minimum 10 Reffer required

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